When Do HIPAA Rules Apply To Health Plans?

Employers that operate wellness programs in conjunction with their group health plans must comply with wellness program requirements and laws and regulations that apply to group health plans, including the federal Patient Protection and Affordable Care Act (PPACA) and the federal Health Insurance Portability and Accountability Act (HIPAA). For example, if workplace wellness programs are Read more →

Embedded Out-of-pocket Maximum for Family Coverage

The Affordable Care Act (ACA) requires non-grandfathered health plans to include an annual limit on total enrollee cost sharing for essential health benefits (EHB). This annual limit is often referred to as an “out-of-pocket maximum” or “maximum out-of-pocket” (MOOP). Recent guidance from the Department of Health and Human Services (HHS) and the Department of Labor Read more →

Boating Basics Are Anything But Trivial

In 2013, there were 4,062 accidents that involved 560 deaths, 2,620 injuries and approximately $39 million of damage to property as a result of recreational boating accidents. Where the cause of death could be established, “77% of fatal boating accident victims drowned”. Of those drowning victims, a staggering 84% were not wearing a life jacket. Read more →

Insurance and Hurricane Protection

With the arrival of hurricane season, it’s time to consider the important role insurance can play in providing financial protection for your home and family. Because hurricanes involve a variety of insurance considerations, it’s important to discuss the topic with your agent or broker well before storms arrive and to arrange the most appropriate coverage Read more →

Challenges of ACA Reporting Requirements

Over the past several months we have sent two HR Clinics that provide an overview of IRS Section 6055 and 6056 requirements. This month we elaborate on the administrative challenges of compiling the data that is required for reporting. If you need a copy of the previous HR Clinics on this topic please email support@hrworkplaceservices.com Read more →