Agencies Prohibit All Employer Reimbursement of Individual Premiums

Due to the rising costs of health coverage, employers have shown interest in helping employees pay for individual health insurance policies instead of offering employer-sponsored plans. In response, on Nov. 6, 2014, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued FAQ guidance stating that these arrangements do not Read more →

Not so fast, is at-will really at-will?

Maybe you worry, maybe you don’t when it comes to whether a decision to fire an employee will lead to a law suit that may create a significant cost to the organization. Improperly terminating an employee can definitely lead to costly litigation. Those within the organization who have hiring and firing authority may believe that Read more →

Choosy Extinguishers

A portable fire extinguisher can save lives and property by putting out a small fire or containing it until the fire department arrives. But when it comes to extinguishers, one type does not fit all. There are five primary types of fire extinguishers, each designed to put out different kinds of fires: • A: For Read more →

Here are the top 10 myths in insurance

In an effort to better understand the misconceptions that surround the insurance industry, recently surveyed 2,000 U.S. adults and asked them whether a series of 10 insurance statements were true or false. They also calculated whether men or women believed each myth more often. Myth 1: “I should buy insurance coverage for my house Read more →

Snowbirds: Don’t Forget Insurance, Towing and Safety “Provisions”

ALEXANDRIA, Va., September 23, 2014 — As their annual migration south approaches, sail and powerboat cruisers are stocking their boat’s lockers, checking systems and taking inventory of spare parts. But that’s not the only preparation these cruising “snowbirds” will need to do, says Boat Owners Association of The United States (BoatUS). They need to look Read more →