Florida construction insurance covers the building phase of a residential or commercial edifice. Unlike Florida homeowner’s insurance, Florida construction insurance (often called builders risk policy) covers the unfinished structure and purchased materials. Florida construction insurance covers loss from fire damage, high winds, and other factors typically not covered by a general liability policy, and must Read more →

The state of Florida, like all others, requires that employers have Workers’ Compensation insurance. It pays for medical care and rehabilitation for eligible employees and principals of companies, who are injured on the job or contract a work-related illness. Workers’ compensation also covers some of an employee’s lost wages through disability benefits. It further provides Read more →

Businesses throughout Florida need EPLI. What is it? EPLI stands for Employment Practices Liability Insurance. Shielding businesses from accusations by employees that their rights have been violated, it is a very important type of Florida insurance. Some Florida insurance providers sell EPLI as a separate form of coverage, while others provide it as an ancillary Read more →

Coverage for commercial auto liability extends invaluable protection to any business-owned or leased commercial vehicle. Policies typically include collision coverage in addition to coverage for property and personal damage to others. These policies can pertain to small business delivery vehicles, small and large trucking fleets. Just as you need auto insurance to operate your own Read more →

Professional Liability Insurance (PLI) is a type of Florida insurance service that ought to be carried by any professional in the service industry. Doctors, attorneys, accountants, and others will benefit from this type of coverage, which will respond to a perceived or real “negligence”, as well as “errors or omissions” that injure their clients. If Read more →