BGS Articles

Welcome to our BGS Articles Page – Our goal is to keep you informed, empowered, and prepared to make confident insurance decisions regarding your Personal, Commercial, and Employee Benefits needs.

May 2025

Preparing for Hurricane Season

March 2025

The Importance of Flood Insurance in South Florida

February 2025

Common Health Plan Compliance Mistakes to Avoid

January 2025

Newly Passed Legislation Modifies ACA Reporting Requirements

ACA Sample Letter Form

PML Overview Flyer

PFML Cheat Sheet for 2025

ACA Reporting Deadlines and Penalties Cheat Sheet

CMS Preserves Creditable Coverage Simplified Determination for 2025, Proposes Revised Method for 2026

December 2024

ACA Reporting Deadlines

November 2024

Employee Benefits Open Enrollment Checklist for 2025

ACA Reporting Requirements for 2025

ACA Reporting Information for 2024

April 2024

Distracted Drivers Awareness Month Sheds Light on Road Safety in Florida